Tag Archives: Real Estate

Real Estate and Inflation

6 Dec

We haven’t heard a lot about inflation recently. However, prices have started to creep upward over the last year. As examples, here are a few categories that increased from November 2010 to November 2011:

  • Food at home – up 6.2%
  • Housing fuels and utilities – up 3.5%
  • Transportation – up 9.2%

Today, I want to address the issue of inflation and the advantages of owning real estate. The National Association of Realtors (NAR) took an historic look at the impact of inflation. Here are some inflation numbers over the past 30 years:

We can see that real estate has fared very well. The most important number is the $0 increase in mortgage amount. The study assumed that the homeowner took a 30 year fixed rate mortgage thereby locking in the housing expense for the thirty years.

NAR then looked at inflation moving forward over the next thirty years. Obviously, if it remained the same as the last thirty years the percentage increase would be the same. They looked at a low inflation scenario and a high inflation scenario. The graph below shows the findings:

Bottom Line

We can lock in the housing costs of our primary residences and vacation homes at all time lows if we purchase today. Either would be a great hedge against future inflation.

Via: KCM Blog

Recent Move – Keller Williams Realty

22 Nov

keller williams realty madison wiAs a real estate agent, I have spent over 8 years assisting families and individuals with important moves in their lives. Because you are such a valued client and friend, I want to share the news of my recent move with you. I am proud to have joined the extraordinary team at Keller Williams Realty in Madison, Wisconsin!

Keller Williams is the third largest real estate firm in the country, and I chose to partner with Keller Williams because of their energetic and positive approach to home buying and selling, their innovation in the field, and the superior marketing and technology tools available to their agents. I will now be able to offer my clients a more powerful platform to list, advertise, and sell their properties, giving you a distinct advantage in the market (or field). My excellent team of support staff and associates will help to ensure that each transaction is handled knowledgably, swiftly, and with the highest attention to detail.

If you or someone you know is considering buying or selling property, it would be my privilege to assist you in making the experience a success! I invite you to visit my website, http://www.RyanKochHomes.com, to search for local properties, or visit the Keller Williams national site at http://www.kw.com to search  properties nationwide or estimate the current value of your home.

I look forward to serving your real estate needs now, or in the future.

Warm Regards,
Ryan Koch