Real Estate and Inflation

6 Dec

We haven’t heard a lot about inflation recently. However, prices have started to creep upward over the last year. As examples, here are a few categories that increased from November 2010 to November 2011:

  • Food at home – up 6.2%
  • Housing fuels and utilities – up 3.5%
  • Transportation – up 9.2%

Today, I want to address the issue of inflation and the advantages of owning real estate. The National Association of Realtors (NAR) took an historic look at the impact of inflation. Here are some inflation numbers over the past 30 years:

We can see that real estate has fared very well. The most important number is the $0 increase in mortgage amount. The study assumed that the homeowner took a 30 year fixed rate mortgage thereby locking in the housing expense for the thirty years.

NAR then looked at inflation moving forward over the next thirty years. Obviously, if it remained the same as the last thirty years the percentage increase would be the same. They looked at a low inflation scenario and a high inflation scenario. The graph below shows the findings:

Bottom Line

We can lock in the housing costs of our primary residences and vacation homes at all time lows if we purchase today. Either would be a great hedge against future inflation.

Via: KCM Blog

New Photo Blog Launched

28 Nov

I just kicked off my new fun photo blog on Tumblr!  I though I should showcase my photos in a place that could be viewed and shared easily.  Take a look: http://ryankoch.tumblr.com/

New Photo Update on Flickr

27 Nov

Hi Everyone,

I have updated photos on my Flickr account.  My photos range from abstract, colors, badger football and good old fashion bowling!  Enjoy..http://www.flickr.com/photos/rokphotos/collections/

Mission to Haiti

22 Nov

Hello everyone,

As the holiday season approaches, we are often compelled to find ways of giving to those in need, whether through charitable donations or direct service to others.  In this spirit, I am excited to share with you the news of my upcoming mission trip to ryan koch homes for sale madison withe poorest country in the Western Hemisphere — Haiti.

In recent years, the country of Haiti has struggled with such devastating problems as political upheaval, widespread health crises, hurricanes, and the worst earthquake in the region in more than 200 years.  The quake that struck Haiti in January of 2010 reduced much of the capital city, Port-au-Prince, to rubble.  A study by the Inter-American Development Bank estimated that the disaster caused between 8 and 14 billion dollars worth of damage, and left a catastrophic death toll of approximately 300,000 lives lost.  An estimated 634,000 people still live in displacement camps, which are run down and lacking essential supplies.

I feel strong calling to serve this impoverished area and its people, and have chosen to do so through an organization called, Healing Haiti.  My week-long trip will last from January 2-9, 2012, and my work will include delivering clean water to families living in Cite Soliel, teaching children in understaffed schools, and bringing supplies and much needed care to orphans, disabled people, and the elderly at Mother Teresa Missionaries of Charity.

In addition to this direct service in Haiti, I am committed to continuing to give my support by donating a portion of the income I earn from each of my housing transactions in 2012. These additional donations will be made in the names of each of the clients with whom I work in the coming year, and they will go directly toward building homes for Haitian families living in extreme poverty, and toward Mother Teresa Charities.  If you’d like to learn more about Healing Haiti, please visit the organization’s web site at www.healinghaiti.org.  I am excited about this opportunity to make a difference in the lives of those less fortunate, and to be reminded of all that we have to be grateful for in the state of Wisconsin.

Ryan Koch

Recent Move – Keller Williams Realty

22 Nov

keller williams realty madison wiAs a real estate agent, I have spent over 8 years assisting families and individuals with important moves in their lives. Because you are such a valued client and friend, I want to share the news of my recent move with you. I am proud to have joined the extraordinary team at Keller Williams Realty in Madison, Wisconsin!

Keller Williams is the third largest real estate firm in the country, and I chose to partner with Keller Williams because of their energetic and positive approach to home buying and selling, their innovation in the field, and the superior marketing and technology tools available to their agents. I will now be able to offer my clients a more powerful platform to list, advertise, and sell their properties, giving you a distinct advantage in the market (or field). My excellent team of support staff and associates will help to ensure that each transaction is handled knowledgably, swiftly, and with the highest attention to detail.

If you or someone you know is considering buying or selling property, it would be my privilege to assist you in making the experience a success! I invite you to visit my website, http://www.RyanKochHomes.com, to search for local properties, or visit the Keller Williams national site at http://www.kw.com to search  properties nationwide or estimate the current value of your home.

I look forward to serving your real estate needs now, or in the future.

Warm Regards,
Ryan Koch

Very Affordable! Newly Listed Middleton, WI Condo

15 Mar

Middleton, WI ~ Immaculately maintained two bedroom condo. Located just across from Lake Mendota & Marshall Park! Minutes from downtown Madison and Middleton, close to shopping, & on bus-line. An abundance of natural light with nice-sized living & dining area. Kitchen features maple cabinetry and stainless steel appliances. Private balcony off living room provides views of the beautiful wooded courtyard. Private garage & large 5×10 storage unit! Call Ryan Koch for more info or showings (608)219-9766.  

Watch the video!  Click Here!

The Mad Town Youtube page has been launched!

10 Mar

 The Mad Town Realtor Youtube page has been launched!  I know, it’s a pretty big deal.   This is where I’ll be posting all of my videos.  I have already uploaded a few videos today.   The videos are actually very cool.  Check it out and subscribe.  Thanks for following!

Click here for Ryan’s Youtube page.

Follow Ryan Koch on Youtube

Newly Listed: Affordable, Downtown Madison Condo

9 Mar

6040 W Mifflin St. Madison, WI ~ Don’t miss out on this incredible opportunity to own an affordable, downtown condo w/ spectacular city views. Just steps away from the State Capitol, UW Campus, State Street, Overture Center, Lake Monona & Lake Mendota. Condo features maple cabinets, granite counter tops, stainless steel appliances, hardwood floors & in-unit laundry. Bldg amenities include: fitness center, secure parking, dog run & 1-acre rooftop terrace. Motivated! $164,900. Listed by Ryan Koch,  RE/MAX Preferred. (608)219-9766

Click Here For The Video!

Video Tour of 32 West Main St Evansville

7 Mar

Check out this great home that just got listed.

Just click the link to view the video tour! 32 West Main St.

To set-up a showing or get more details on the property, give me a call.

Middleton, WI: Gorgeous Newer Condo Listed

22 Feb

Our team has just listed a gorgeous condo at 1622 Pond View Ct in Middleton, WI – Please make sure you watch the full video walk-through!

Home Specs:Pond View Ct Middleton Wisconsin
1622 Pond View Ct. Middleton, WI
Price: $279,900
Age: 5 years
Sq. Ft. 1642
MLS: 1613749

Newly Listed! A great 2 bedroom, 2.5 bath condo located in a quiet setting!  This gorgeous condo is tucked away in a cul-de-sac that backs up to a nature preserve.  The condo features include a top-of-the line kitchen with maple flooring & cabinets, stainless appliances and granite counters.  The kitchen also features a titled back splash and large pantry.   There is a nice dining area with maple flooring that flows nicely into the great room with a vaulted ceiling and gas fireplace.   There is also a great sun room with a cathedral ceiling & access to private brick patio.  On the main level you’ll find the master suite with a walk-in closet and granite bath with a walk-in tile shower.  There is also s 2nd master suite and study on the 2nd level that has an balcony over looking the great room!   Other great features are the convenient first floor laundry and huge basement. The basement has lots of potential for large rec-room.    All of this within the peaceful setting of Tiedeman’s Pond and downtown Middleton!  For more information or a private showing, please phone me at: 608-219-9766 or e-mail me at:  rkoch@remaxwisconsin.com.

Please watch the full video walk-through:

http://www.hdhathomes.com/Tours/2953_tourb5m.html